11 Business Ideas Under 20 Lakh Rs. Investment in India

In our opinion, you see, 20 lakh rupees as an initial investment is pretty decent stuff that can get you started with a whole bunch of business ideas. Since, you already know that you can kick off a profit-making business with such an investment, you should be looking forward to starting something that you actually like, and that can make you big profits in the long run, not just in a year or two, you know? Well, that is precisely why we have put our efforts into forming a list of the top 10 profit-making business ideas under 20 lakh rupees in India for 2024. And the best thing about this list is that we have tried to cover different business ideas from different sectors/niches, and that’s why it’d be super easy for you to pick one and start working on it. So yeah, let’s end this intro thing right here and get to the action stuff aka the profit-making business ideas. Here we go.

1. Travel Agency

Travel Agency

Now, if you’re someone who’s all about that wanderlust vibe, then starting a travel agency is your ticket to a booming business. You gotta put down some cash, though, around 10 to 15 lakh rupees, but hey, that’s what it takes to set up a cool little office, get your online game strong, and buddy up with hotels, airlines, and tour organizers. This much fund covers your rent, website, getting the word out, and the day-to-day stuff. The real deal? It’s all about cooking up those one-of-a-kind travel adventures and nailing your marketing game to draw in the globetrotter aka the adventure seekers.

2. Digital Marketing Agency

Alright, we’re living in a digital world, and every business is dying to shine online. That’s where you step in with a digital marketing agency. You’re looking at coughing up something like 10 to 20 lakh rupees, mainly for a team who knows their stuff, tech gear, and an office space. What’s crucial here? You gotta keep up with the latest online trends and tools, and have a squad who can handle all that digital wizardry, and that’s about it .

3. Gym/Fitness Center

Now, with everyone getting all hyped up about staying fit and healthy, gyms and fitness centers are popping up like mushrooms after the rain! So, what do you need to kickstart your own gym? Well, first things first, you’ve got to shell out some cash for renting a decent space, snagging some top-notch equipment, and of course, a bit of show-off through marketing. You’re probably looking at an initial spend of about 15 to 20 lakh rupees. This isn’t just any spend though, but it gets you everything from treadmills that could run a marathon themselves to weights that would make a bodybuilder weep with joy, not to mention those resistance machines and other gym must-haves. And hey, remember, where you plant your gym and the quality of your gear are the real MVPs in pulling a crowd that sticks around.

4. Fast Food Restaurant

Alright, let’s talk quick bites aka fast food joints. You see, to get this gig off the ground, you need to invest in a killer spot, some fancy kitchen wizardry, cozy seating, and the initial stash of ingredients. Now, this could set you back by, say, 10 to 20 lakh rupees. It’s a bit of a stretch, sure, but it all boils down to how cool your place is, the yum-factor of your menu, and some smart-as-a-whip aka unique but smart marketing strategies.

5. Premium Clothing Store

Fashion, it’s the game that never gets old, right? Launching a stylish clothing store can be your golden ticket, provided you play your cards right. What’s the game plan though? You need to lock down a popular location, get your hands on some trendy threads, jazz up the interiors, and get the word out there. A ballpark figure for this fashionable store? Around 15 to 20 lakh rupees should get you into the major leagues. This cash gets you a sweet rental spot, a collection of stylish clothing items, and a store vibe that screams ‘high-end’. The secret sauce here? Stay sharp on what’s hot in fashion, know what your customers are itching for, and brand your heart out.

6. Laundry Business

Now, let’s talk about something that’s really catching up in today’s world where everyone is running around like crazy, and yes, we are pointing towards a laundry business. If you’re thinking of diving into this venture, you’re looking at shelling out about 10 to 15 lakh rupees. This isn’t just any random number, mind you. We’re talking about investing in some top-notch commercial laundry gear, finding a spot that’s just right, and splashing out a bit on getting the word out there. What you’ll need is a bunch of high-grade washers, dryers, those fancy ironing setups, and maybe a cozy little storefront or a spot for folks to drop off and pick up their laundry.

7. Personalized Jewellery Business

Moving on, we’ve got something that’s always been a big deal in India, jewellery, but with a twist. Yeah, we’re talking about personalized jewellery. This is where you get to show off your creative side. To kick things off, you’re gonna need to set aside about 8 to 12 lakh rupees. This is your golden ticket to getting your hands on all the crafty stuff, those precious bits of metal, a handful of sparkly gems, and a spot to bring all these shiny dreams to life. Now, if you really wanna make a splash in this glittery pond, what you need is to whip up pieces that aren’t just pretty but also have that personal touch that makes your customers go, “Wow, that’s so me!”

8. Portable Furniture Business

Alright, ever noticed how everyone’s always looking for furniture that can fit into their ever-shrinking spaces? Well, that’s where a portable furniture business comes into the picture. For this gig, you’re looking at an investment in the ballpark of 10 to 15 lakh rupees. This covers all the nuts and bolts, we’re talking wood, metal, those comfy upholstery materials, and the machinery to put it all together. What’s going to set you apart is your knack for creating furniture that’s not just easy on the eyes but also super practical and, of course, something that makes people say, “That’s exactly what I need!”

9. Virtual Kirana Store

Now, with everyone hopping onto the online shopping scene, setting up a virtual Kirana store is pretty much a no-brainer. You’re gonna need to put down somewhere between 10 to 20 lakh rupees at first. This isn’t just about setting up a fancy website, nah, it’s also about stocking up on all those groceries people can’t live without and figuring out a way to get them delivered, quick and easy. The real deal here is to offer a bunch of products, prices that don’t make your customers’ wallets cry, and delivering it all before they even start wondering where their stuff is.

10. Theme-Based Restaurant

Last but not least, let’s talk about a theme-based restaurant. This isn’t just about serving food, it’s about giving people an experience that’s gonna make them go, “Wow, I gotta come back here!” You’re probably looking at an investment of about 15 to 20 lakh rupees. What’s this going to cover? We’re talking about decking out the place to match your wild theme, kitting out your kitchen, and some cash to get the ball rolling. The secret sauce to making your theme restaurant the talk of the town? It’s all about nailing that one-of-a-kind theme, dishing out some seriously good food, and making sure everyone’s having a great time.

11. Wholesale Saree Store

Starting a wholesale saree business in India can be a good way to make money. India has a long history of beautiful sarees, and people here love dressing in different styles. To get started, you need to research what kind of sarees are popular and find suppliers you can trust. Make sure you have enough budget around 15-20 lakhs to buy sarees, ship them, and store them. Use the internet and social media to reach more people and sell your sarees online. Partnering with stores and boutiques can also help you sell more.


That’s pretty much it for today. You see, none of these business ideas we listed on today’s post, require no more than 20 lakh rupees. So yeah, if you have got that much, then you should be working on an execution plan to make it work for you, you know?

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